The best way for smokers to get life insurance is to shop from a variety of companies. Our online life insurance quoter allows you to do just that – easily and instantly.

Planning on quitting smoking in the next two years? Ask about the ‘Smoker’s incentive program’ where you can get a refund of life insurance premiums from a Canadian life insurance company (that also has very competitive smoker rates). Quit smoking and get a refund – call 866-662-5433 now to find out how.

To qualify for nonsmoker premiums most life insurance companies require you to be smoke free for a full year. This includes all forms of tobacco, marijuana, and any smoking cessation products, though this may vary a bit by individual company.

If you smoke cigars or pipes, different companies will classify you differently in terms of your smoking/non-smoking status. For the best possible rates, please call us toll free and we’ll provide you a quote over the phone.